Debit cards

A debit card is a secure and easy way to pay and provides instant access to your current account and cash.

All debit cards are registered in Íslandsbanki's benefit system, Fríða.

Your debit card can be used directly or via a smart device, wherever you are.

Next step

Apply for a card within minutes

More about our debit cards

  • Debit cards are available for anyone 9 years and older

  • All our debit cards have contactless payment technology

  • Your debit card connects you to Fríða, where you will find customized refund offers

  • You can use the debit card to purchase locally or online

  • You can apply for a new card with an electronic ID

  • You can activate the debit card in the card app, where you can access all cards and card features.

Activate the debit card

You can activate your new card using the card app. The first time you use the chip and PIN number you accept the cards terms and conditions.

View instructions

Get your pin

Anyone can forget their pin number, but fortunately it can be easily accessed in the app or the online bank.

View instructions

Young people aged 9-11 years:

Young people aged 9-11 years can open an account and apply for a debit card at one of our branches. A parent or guardian must accompany them to sign the application.

Find the next branch

Young people aged 12 years and over:

Young people aged 12 years and over can open an account and apply for a debit card using their electronic ID.

Apply for a debit card
Annual fee for older than 18 years
ISK 990
Annual fee for 18 years and younger
Total amount of contactless payment on card
ISK 7,500
Contactless payment on smart phone and watches
No limit


When you pay for the things you need, we pay you some of it back. You can use the Fríða app to choose a special offer and then pay with your debit card. The rebate will be paid back into your account on the 18th of every month.

Domestic ATM authorisation: 150,000 kr per day

International ATM authorisation: ISK 150,000 kr per day

Íslandsbanki ATM locations