Mortgages
Do you want to buy a new house or refinance your home? We offer a wide range of mortgage options.
Do you want to buy a new house or refinance your home? We offer a wide range of mortgage options.
We are expanding our green financial products to include green mortgages, designed to provide finance for those interested in purchasing eco-friendly property that has received approved environmental certification.
There is no lending fee and we provide an 0.10% interest discount on eco-certified properties.
Here you can find everything about the nature and characteristics of loans
Most of us are so busy with our daily lives that we forget to think about what we really want or need. Take a moment to look at our options to see how we can help you create the future you want.
One of our options is an extra pension can be used towards your current mortgage or buying a new home. The option is only available to those who have a private pension. More information is provided here.
Everyone can experience temporary financial difficulties during their lifetime. The most important thing is to take action immediately.
If you are unable to make payments due to temporary difficulties, e.g. due to unemployment, illness, accidents or other unforeseen circumstances, then you may be eligible to defer your payments for a period of time.
We offer a mortgage insurance plan, to our mortgage customers, so that they can look after their loved ones after they are gone.
You can apply for a delay to your payments by sending us the payment schedule from the maternity/paternity fund (Fæðingarorlofssjóður). We will review your payment schedule and subsequently ask you to sign- off on any changes to the Terms and Conditions of your mortgage. The costs associated with these changes can be found in Íslandsbanki's price list.
Sometimes it's good to talk to someone and get advice. Choose the date and time that suits you
How expensive property can you buy and which loan is best suited for you?
A quick credit score evaluation is an online calculator designed to assess your payment ability.
Here you can calculate the payment burden, installments or costs of different types of mortgages.
It's normal to have questions when you are deciding on a mortgage that suits you . Here we answer frequently asked questions.
Here are a few pages that could help answer your questions. You can also talk to a consultant in the online chat or call a Service Centre