Mortgages
Do you want to buy a new house or re-finance your home? We offer a wide range of mortgage options.
A wide range of options
We offer both indexed and non-indexed loans as well as the option of mixing the two. Explore our options to see what suits you.
Our mortgages
6 products match the search criteria
Mortgage calculator
We are in the process of designing a new mortgage calculator. You can still calculate your mortgage using our older model. Thank you for your patience.
Credit score evaluation
What is a credit score evaluation?
Your credit score shows how capable you are of paying your mortgage payments.
How can I be evaluated?
You can receive an instant credit score evaluation, within 5 minutes, by filling out your details here. You can then complete a full evaluation online without visiting our branches. (In Icelandic)
Easy access to advice
Our advisors will give you all the information you need to choose the right mortgage for you. Choose a date and time that suits you and we can take care of the rest. We can offer you information on the following:
- How a credit score evaluation is processed
- A comparison of mortgage options
- Loan costs
- Refinance costs
- Other services provided by us to meet your specific mortgage needs
Buying a new home
Buying a new home is often the best time to reassess your mortgage. You may need to transfer your mortgage to your new property or add to it.
Why should you refinance?
- Market changes
- Lower interest rates
- Lower monthly payments
- Higher equity percentage
Mortgage protection cover
We offer a mortgage insurance plan, to our mortgage customers, so that they can look after their loved ones after they are gone.
Mortgage interest rates
Our mortgage rates are influenced by internal and external factors. These include changes to bank credit terms, operational costs, state fees or other unforeseen costs, short-term interest rates of the Central Bank of Iceland and the consumer price index, etc.
Want to know more?
Do you need help? This information might help. If you need further assistance, then you can chat with us via the online chat or call us.