Do you want to pay your mortgage faster or lower your monthly payments? Refinancing can be the sensible option when your circumstances change.
If you are refinancing your mortgage with a new loan and your debt burden is decreasing, you can send us an inquiry and choose refinancing without a credit rating.
Circumstances change and refinancing can often be the simplest way to make your money work harder. Perhaps interest rates have dropped since you took out your mortgage or you need to lower your monthly payments.
Your credit score shows how much you can borrow and how capable you are of paying off your loan. Your credit score is based on your income, regular expenses and current debts. It takes just a few minutes to apply (in Icelandic)
We offer both indexed, non-indexed and hybrid loans. You can use the mortgage calculator to explore your options.
Once you have decided on a loan composition, you can submit an application electronically.
All applicants must fill out a reliability survey before moving forward with their loan application.
The loan will be approved as soon as all the loan requirements have been fulfilled.
We will contact you when the documents are ready for signature.
The loan is registered with the District Commissioner.
The loan becomes available once registration with the District Commissioner has been completed and in accordance with the loan's Terms and Conditions.
