FAQs on your mortgage

Can I apply for a mortgage?

Loan period

What is the maximum amount I can borrow?

What is the mortgage-value-ratio?

Can I transfer my mortgage to another property?

What other costs are associated with taking a mortgage?

Does Íslandsbanki offer protection cover?

How does refinancing work?

What is the best time to refinance?

Who can apply for a mortgage from Íslandsbanki?

Does it pay to refinance?

What are the excess and prepayment fees?

Under what circumstances is no overpayment and prepayment fee charged on mortgages?

What is the maximum amount you can borrow?

What is the maximum loan-to-value ratio?

Do I need to complete a credit check to refinance?

Can I apply for an additional mortgage?

Can I use my extra pension to pay towards my current mortgage or to buy a new home?

Can I make extra payments on my loan?