Personal Loans

We can close the gap between what you need and what you can afford. We offer a wide range of personal loans to suit your needs.

Next step

Apply for a credit score (in Icelandic)

Quick credit score eval­u­ation


A quick credit score evaluation is an online calculator designed to assess your payment ability. You can apply for a full credit check online, without visiting one of our branches.

Additional loan

designed to provide additional finance

Additional loans are suitable for those who take out a mortgage with a pension fund but still need additional finance. Mortgages and additional loans can cover 80% of the purchase price for real estate purchases and 70% for refinancing (additional loans with second lien).

Lease guar­an­tee


Letters of Guarantee/Standby Letters of Credit can be used for business payments between two or more parties by acting as a tool for finance or guarantee.

General loan calculator


Use our calculator to check the costs and payments on your loan. We offer both non-indexed and indexed loans.