Personal Loans

We can close the gap between what you need and what you can afford. We offer a wide range of personal loans to suit your needs.

Next step

Apply for a credit score (in Icelandic)

Can we close the gap?


We can make the difference when it comes to realising your ambitions. We offer a wide range of personal loans, for both the bigger and the smaller things in life.

Quick credit score eval­u­ation


A quick credit score evaluation is an online calculator designed to assess your payment ability. You can apply for a full credit check online, without visiting one of our branches.

Additional loan

designed to provide additional finance

Additional loans are suitable for those who choose to take out a mortgage with a pension fund but need additional financing to make the case work, whether it is for real estate purchase or financing. We lend up to 80% of the purchase price for real estate purchases and 70% for refinancing when it comes to additional loans on subsequent mortgages.