Personal Loans

We can close the gap between what you need and what you can afford. We offer a wide range of personal loans to suit your needs.

Next step

Apply for a credit score (in Icelandic)

Apply

Can we close the gap?

We can make the difference when it comes to realising your ambitions. We offer a wide range of personal loans, for both the bigger and the smaller things in life.

Personal loans

Our loans
Credit-score evaluation
Loan calculator

Our personal loans

6 products match the search criteria

App Loan

Loans up to ISK 2 million processed in minutes

Loan period 12-36 months
non-indexed
6.5-9.30% interest rates, which vary by credit rating
1.9% borrowing fee

Capital Loan

Customise a loan based on what you need

Up to 25 years
Indexed or non-indexed
5.1-10.1% interest
Loan fee

Car Loan

Purchase a new or used car

Up to 7 years
Indexed or non-indexed
5.40-5.90% interest
1,95-3.25% loan fee

Overdraft

A small short-term loan

Up to 12 months
Non-indexed
9.5% interest
No loan fee

Construction Loan

A loan to cover construction, refurbishment, land purchases and summer houses

Up to 5 years
Non-indexed
5.3% interest
No fee

Student Loan

A loan to suit our student customers

Up to 7 years
Indexed or non-indexed
5.1% interest on prepaid student loan
6,9% interest on overdraft loan for students

There are no more products in this category.

Credit score evaluation

What is a credit score evaluation?

Your credit score shows how capable you are of paying off your loan.

How do I get evaluated?

You can receive an instant credit score evaluation by filling out your details here.

You can also book an appointment with one of our loan consultants.

Book an appointment

Loan calculator

We are in the process of designing a new loan calculator and translating it to English. You can still calculate your loan using our older model. Thank you for your patience.