Personal Loans

We can close the gap between what you need and what you can afford. We offer a wide range of personal loans to suit your needs.

Next step

Apply for a credit score (in Icelandic)

Can we close the gap?

We can make the difference when it comes to realising your ambitions. We offer a wide range of personal loans, for both the bigger and the smaller things in life.

Quick credit score eval­u­ation

A quick credit score evaluation is an online calculator designed to assess your payment ability. You can apply for a full credit check online, without visiting one of our branches.


Loan calculator

We are in the process of designing a new loan calculator and translating it to English. You can still calculate your loan using our older model. Thank you for your patience.


Additional loan

designed to provide additional finance

Additional loans are suitable for those who choose to take out a mortgage with a pension fund but need additional financing to make the case work, whether it is for real estate purchase or financing. We lend up to 80% of the purchase price for real estate purchases and 70% for refinancing when it comes to additional loans on subsequent mortgages.