Your confirmation is a first step toward adulthood. Imagining the future can be difficult but planning for it is easy. Start saving for the life you want.   

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Contribution from us

Everyone of confirmation age depositing 30,000 or more into a Future Plan Account or Fund will receive an ISK 6,000 contribution from us. We will donate a total of ISK 12,000* if you make deposits into both.

Book a telephone call with one of our advisors.


A fund is a simple and effective way to build your savings.

Distributing your savings is still the best way to reduce risk and maximize you rate of return. Funds offer a portfolio of bonds, shares and deposits.

If the plan is to invest in savings, the child and both parents / guardians must book a telephone call with one of our advisors.

Finances for young people

Every generation has different expectations. Our young people accounts are designed to meet the specific needs of our younger customers.


General disclaimer regarding investment in funds

Investments in financial instruments always entail financial risks, such as the risk of little or no return or total loss of capital. Past performance is neither an indication nor a guarantee of future returns. Risk increases if the investment is financed by credit and returns can increase or decrease due to exchange rate volatility if assets are in foreign currency. Taxation of funds is assessed on an individual basis in accordance with current legislation and is subject to change.

Investors are advised to familiarise themselves with the available information on funds, including key information on risk factors, investment authorisations and the use of derivatives. Non-UCITs funds have broader investment authorisations than UCITs and can therefore entail more risk. Information on the funds is obtained from Íslandssjódir hf., which is the funds’ management company and a subsidiary of Íslandsbanki hf.

Information on this site is intended for information purposes only and should not be considered as an offer or advice on the purchase, sale or other allocation of certain financial instruments. The source of this information is considered reliable, but the accuracy or validity of the information cannot be guaranteed. The bank reserves the right to make changes to this information at any given time.

Exchange rate developments and returns

A fund management fee is included in the daily calculation of each fund’s exchange rate. Return for 12-month periods or longer is calculated on an annual basis. Shorter periods are not calculated on an annual basis but show price change instead. Return is based on the latest price listed and portrayed in the base currency of each fund.


The contribution can be applied for until September 1st of each year. Each child in the confirmation age is entitled to a contribution, one for a deposit to the Future account and one for a deposit to the fund, a total of ISK 12,000. If the plan is to invest in savings, the child and both parents / guardians must book a telephone call with one of our advisors.