Children's Savings

The right type of savings can help make saving second nature. We offer a diverse range of long-term savings options so that your child can watch their money grow as they grow.

Invest in your future

  • Help your child see the future and make their dreams come true, no matter how big or small they are. Depositing half the money your child receives in gifts is a great first step.

  • Savings are the perfect gift from grandparents, aunts and uncles, siblings and friends.

  • Everyone of confirmation age depositing 30,000 or more into a Future Plan Account or Fund will receive an ISK 6,000 contribution from us.

  • There are so many things to think about when your child starts working. Take the time to tell them about any working rights and to think about how they want to use their wages.


    Step 1

    Custody Account

    You need to open a Custody Account before you start investing in any funds. You can see the account in our app and online bank.

    Open an account

    Step 2


    You can buy into funds, once you have opened a custody account.

    Invest in funds

    Step 3

    Sub­scrip­tion-­based sav­ings

    Subscribing to funds is a simple and effective way to build your savings. You can register for a subscription in Íslandssjóðir's funds in the online bank. The minimum amount is ISK 5000.


Savings accounts

Future Plan

Future Plan is an indexed savings account where savings are locked in until the age of 18.

    Open an account

    Link Save

    Link Save is a savings account for anyone who wants higher interest rates on instant access savings.

      Open an account


      Children and funds

      General information on funds