Children's Savings

The right type of savings can help make saving second nature. We offer a diverse range of long-term savings options so that your child can watch their money grow as they grow.


Distributing your savings is still the best way to reduce risk and maximise you rate of return. Have a look at the options below and choose the one that suits your needs.

Custody Account

You need to open a Custody Account before you start investing in any funds. You can see the account in our app and online bank.

    Open an account


    You can buy into funds, once you have opened a custody account.

      Invest in funds

      Sub­scrip­tion-­based sav­ings

      Subscribing to funds is a simple and effective way to build your savings. You can register for a subscription in Íslandssjóðir's funds in the online bank. The minimum amount is ISK 5000.



        You can invest in a diverse range of bonds, shares or mixed funds. Take a look at what we have to offer.

        Invest in your future

        • Help your child see the future and make their dreams come true, no matter how big or small they are. Depositing half the money your child receives in gifts is a great first step.

        • Savings are the perfect gift from grandparents, aunts and uncles, siblings and friends.

        • Everyone of confirmation age depositing 30,000 or more into a Future Plan Account or Fund will receive an ISK 6,000 contribution from us.

        • There are so many things to think about when your child starts working. Take the time to tell them about any working rights and to think about how they want to use their wages.

        Savings accounts

        Future Plan

        Future Plan is an indexed savings account where savings are locked in until the age of 18.

          Open an account

          Link Save

          Link Save is a savings account for anyone who wants higher interest rates on instant access savings.

            Open an account


            Children and funds

            General information on funds