Standard Credit Card with Insurance
A cost-effective credit card option with all the right perks and basic insurance coverage.
Main benefits
FríðaCustomized cashback offers
Emergency ServicesAvailable 24/7
Prepaid OptionPrepaid option available
ATM Withdrawal Limit50,000 ISK per day
Annual Fee8,100 ISK
Annual Fee for Secondary Card4,800 ISK
*Deductible 25,000 ISK
Travel Insurances
Travel accident insurance
Up to 4,500,000 ISK
Medical expense insurance
Up to 6,000,000 ISK*
Cancellation insurance
Up to 400,000 ISK*
Reimbursement for travel expenses
Up to 360,000 ISK
Luggage insurance
Up to 160,000 ISK*
Travel interruption insurance
Up to 120,000 ISK
Emergency accompaniment insurance
Up to 80,000 ISK
Purchases insurance
- Up to 160,000 ISK*
Luggage delay insurance
Up to 12,000 ISK
Liability insurance
Up to 40,000,000 ISK*
SOS
- Security services and emergency assistance
Travel insurance
VÍS manages the travel insurance for credit cards issued by Íslandsbanki. Further information about the insurance can be found on the VÍS website.
The amounts are for informational purposes only. If there is any discrepancy or inconsistency between the benefit amounts shown here and those provided by VÍS, the VÍS insurance terms shall apply.
Discount of annual fee
The discount terms are based on credit card spending the preceding 12 months before the annual fee is paid.
25% discount | 50% discount | 100% discount |
ISK 625,000 | ISK 1,250,000 | ISK 1,900,000 |
*Common spending on primary and secondary cards.
Secondary card
With a secondary card, you pay lower annual fee while still enjoying the same benefits.
Primary and secondary cardholders can combine their card spending to qualify for the annual discount. Managing both cards is easier because only the primary cardholder receives the bill.
Apply for a secondary card (in Icelandic)
FAQs
Card delivery time
Before you apply
Want to learn more about cards?
The information below may be helpful. If you require further information, you can chat with us online or contact us.