Standard Credit Card + Insurance

A cheap and simple credit card, with insurance, that does everything a credit card should do.

Next step

Apply for a card within minutes (in Icelandic)

Why choose a Standard Credit Card?

  • Ideal first credit card

  • Cheap and easy

  • Free annual fee for the first year for 23 years and younger

  • Traditional or prepaid

  • Special offers from Fríða

  • ATM withdrawal limit in Iceland is ISK 25,000. per day / total 100,000 kr. during a card period

  • ATM withdrawal limit abroad is ISK 50,000. per day / limit per card period is the withdrawal authorization on the card

secondary cards


With an secondary card you pay half of the annual fee but receive the same benefits. The primary and secondary card holders gather combined turnover on the cards for the criteria of the annual discount (and additional point criteria on the Icelandair Premium card). There is also less management with a primary card and an extra card, as only the primary card holder will be issued a bill.

Apply for an secondary card (in Icelandic)

Prepaid secondary card

Secondary card

Before you apply


  • Applicants must be 18 years or over
  • Children between the ages of 12 and 17 can apply for a prepaid credit card
  • A credit assessment is carried out when you apply
Annual fee
ISK 6,500
Annual fee for extra card
ISK 3,250
Travel insurance
Basic insurance
Special offers
Fríða

Dis­count of an­nual fee


Discount terms are based on turnover on the card* for the last 12 months before payment of annual fee.

25% discount

50% discount

100% discount

500,000 kr.

1,000,000 kr.

1,500,000 kr.

*com­mon turnover on primary and secondary cards

Good travel insurance


The Standard Credit Card has basic travel insurance cover. The insurance company VÍS is responsible for all Íslandsbanki credit card travel insurance. Please go to the VÍS website for more information (in Icelandic).

Go to VÍS website