Standard Credit Card + Insurance
A cheap and simple credit card, with insurance, that does everything a credit card should do.
Next step
Apply for a card within minutes
Why choose a Standard Credit Card?
Ideal first credit card
Cheap and easy
Free annual fee for the first year for 23 years and younger
Traditional or prepaid
Special offers from Fríða
ATM withdrawal limit in Iceland is ISK 25,000. per day / total 100,000 kr. during a card period
ATM withdrawal limit abroad is ISK 50,000. per day / limit per card period is the withdrawal authorization on the card
secondary cards
With an secondary card you pay half of the annual fee but receive the same benefits. The primary and secondary card holders gather combined turnover on the cards for the criteria of the annual discount (and additional point criteria on the Icelandair Premium card). There is also less management with a primary card and an extra card, as only the primary card holder will be issued a bill.
Apply for an secondary card (in Icelandic)
Before you apply
- Applicants must be 18 years or over
- Children between the ages of 12 and 17 can apply for a prepaid credit card
- A credit assessment is carried out when you apply
- Annual fee
- ISK 6,500
- Annual fee for extra card
- ISK 3,250
- Travel insurance
- Basic insurance
- Special offers
- Fríða
Discount of annual fee
Discount terms are based on turnover on the card* for the last 12 months before payment of annual fee.
25% discount | 50% discount | 100% discount |
500,000 kr. | 1,000,000 kr. | 1,500,000 kr. |
*common turnover on primary and secondary cards
Good travel insurance
The Standard Credit Card has basic travel insurance cover. The insurance company VÍS is responsible for all Íslandsbanki credit card travel insurance. Please go to the VÍS website for more information (in Icelandic).