Standard Credit Card with Insurance

A cost-effective credit card option with all the right perks and basic insurance coverage.

Annual fee
ISK 7,200
Annual fee for extra card
ISK 4,300
Travel insurance
Basic travel insurance
Special offers

Why choose a Standard Credit Card?

  • Ideal first credit card

  • Cheap and easy

  • Traditional or prepaid

  • Special offers from Fríða

  • The ATM withdrawal limit is ISK 50,000. Per day/limit per card period is the withdrawal authorisation on the card

  • Basic travel insurance

Secondary cards

With a secondary card, you pay a lower annual fee but receive the same benefits.

The primary and secondary cardholders can combine their card turnovers to qualify for the annual discount. Managing a primary and secondary card is easier because only the primary cardholder receives the bill.

Apply for a secondary card (in Icelandic)

Prepaid secondary card

Secondary card

Before you apply

  • Applicants must be 18 years old or over
  • Children between the ages of 13 and 17 can apply for a secondary card on the prepaid credit card of a guardian
  • A credit assessment is carried out when you apply

Dis­count of an­nual fee

Discount terms are determined by the turnover on the card* during the preceding 12 months before the annual fee is paid.

25% discount

50% discount

100% discount

ISK 550,000

ISK 1,100,000

ISK 1,700,000

*com­mon turnover on primary and secondary cards

Basic travel insurance

The Standard Credit Card has basic travel insurance cover. The insurance company VÍS is responsible for all Íslandsbanki credit card travel insurance. Please go to the VÍS website for more information (in Icelandic).