Why choose a Gold Credit Card?

  • Special offers from Fríða

  • Good travel insurance

  • Emergency 24 hour service

  • Prepaid option

  • ATM withdrawal limit in Iceland is ISK 50,000. per day / total 200,000 kr. during a card period

  • 80,000 per day / limitation of card period is the credit card withdrawal authorization

Before you apply


  • Applicants must be 18 years or over
  • A credit assessment is carried out when you apply
  • A credit assessment gives access to the defaulters list, Creditinfo and other databases
Annual fee
ISK 10,500
Extra card
ISK 4,950
Special offers
Fríða
Travel insurance
Gold insurance

Dis­count of an­nual fee


Discount terms are based on turnover on the card* for the last 12 months before payment of annual fee.

25% afsláttur

50% afsláttur

500,000 kr.

1,500,000 kr.

*com­mon turnover on primary and sec­ond­ary cards

Extensive travel insur­ance


Our Gold Credit Card offers extensive travel insurance that you can trust when you are abroad. The insurance company VÍS is responsible for Íslandsbánki's credit card insurance. Visit the VÍS website for more information.

Visit VÍS website (in Icelandic)