Standard Credit Card

A cheap and simple credit card that does everything a credit card should do.

Next step

Apply for a credit card within minutes

Why choose the Standard Credit Card?

  • Ideal first credit card

  • International Mastercard

  • Cheap and easy

  • Traditional or prepaid

  • Special offers from Fríða

  • ATM withdrawal limit is ISK 50,000. per day / total of card authorization during a card period

Secondary card

With an secondary card you pay half of the annual fee but receive the same benefits. The primary and secondary card holders gather combined turnover on the cards for the criteria of the annual discount (and additional point criteria on the Icelandair Premium card). There is also less management with a primary card and an extra card, as only the primary card holder will be issued a bill.

Apply for an extra card (in Icelandic)

Prepaid secondary card

Secondary card

Before you apply

  • Applicants must be 18 years or over
  • A credit assessment is carried out when you apply
  • A credit assessment gives access to the defaulters list, Creditinfo and other databases
Annual fee without insurance
ISK 1,900
Annual fee for extra card
ISK 950
Prepaid available
Special offers

Dis­count of an­nual fee

Discount terms are based on turnover on the card* for the last 12 months before payment of annual fee.

25% discount

50% discount

100% discount

500,000 kr.

1.000,000 kr.

1.500,000 kr.

*com­mon turnover on primary and secondary cards