Standard Credit Card
A cost-effective credit card option with all the right perks
Annual fee without insurance
ISK 2,400
Annual fee for secondary card
ISK 1,450
Prepaid available
Yes
Special offers
Fríða
Why choose a Standard Credit Card?
Ideal first credit card
Cheap and easy
Traditional or prepaid
Special offers from Fríða
ATM withdrawal limit is ISK 50,000. per day / total of card authorization during a card period
Available as a digital card
Additional card
With a secondary card, you pay a lower annual fee but receive the same benefits.
The primary and secondary cardholders can combine their card turnovers to qualify for the annual discount. Managing a primary and secondary card is easier because only the primary cardholder receives the bill.
Apply for a secondary card (in Icelandic)
Before you apply
- Applicants asking for credit card must be 18 years or older
- Children between the ages of 13 and 17 can apply for a secondary card on the prepaid credit card of a guardian
- A credit assessment is carried out when you apply and gives access to the defaulters list, Creditinfo and other databases
- Card plastic can take up to 3 weeks to arrive home. Card information is available in the Íslandsbanki app, so you can shop with a smart device while waiting for your card to be processed
Discount of annual fee
Discount terms are determined by the turnover on the card* during the preceding 12 months before the annual fee is paid.
25% discount | 50% discount | 100% discount |
ISK 625,000 | ISK 1,250,000 | ISK 1,900,000 |
*common turnover on primary and secondary cards
Want to know more?
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