Standard Credit Card
A cost-effective credit card option with all the right perks
Annual fee without insurance
ISK 2,150
Annual fee for extra card
ISK 1,290
Prepaid available
Yes
Special offers
Fríða
Why choose a Standard Credit Card?
Ideal first credit card
Cheap and easy
Traditional or prepaid
Special offers from Fríða
ATM withdrawal limit is ISK 50,000. per day / total of card authorization during a card period
Additional card
With a secondary card, you pay a lower annual fee but receive the same benefits.
The primary and secondary cardholders can combine their card turnovers to qualify for the annual discount. Managing a primary and secondary card is easier because only the primary cardholder receives the bill.
Apply for a secondary card (in Icelandic)
Before you apply
Children between the ages of 13 and 17 can apply for a secondary card on the prepaid credit card of a guardian
- Applicants must be 18 years or over
- A credit assessment is carried out when you apply
- A credit assessment gives access to the defaulters list, Creditinfo and other databases
Discount of annual fee
Discount terms are determined by the turnover on the card* during the preceding 12 months before the annual fee is paid.
25% discount | 50% discount | 100% discount |
ISK 550,000 | ISK 1,100,000 | ISK 1,700,000 |
*common turnover on primary and secondary cards
Want to know more?
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