Standard Credit Card

A cheap and simple credit card that does everything a credit card should do.

Annual fee without insurance
ISK 2,150
Annual fee for extra card
ISK 1,290
Prepaid available
Special offers

Why choose the Standard Credit Card?

  • Ideal first credit card

  • Cheap and easy

  • Traditional or prepaid

  • Special offers from Fríða

  • ATM withdrawal limit is ISK 50,000. per day / total of card authorization during a card period

Additional card

By having an additional card, you pay lower annual fee of a new main card, but receive the same benefits of a main card.

Both the primary and secondary cardholders turnover can be used to achieve the turnover criteria for the annual fee discount. Only one invoice is issued for the main cardholder, which makes life a little simpler.

Apply for an extra card (in Icelandic)

Prepaid secondary card

Secondary card

Before you apply

Children between the ages of 13 and 17 can apply for a supplementary card on the prepaid credit card of a guardian

  • Applicants must be 18 years or over
  • A credit assessment is carried out when you apply
  • A credit assessment gives access to the defaulters list, Creditinfo and other databases

Dis­count of an­nual fee

Discount terms are based on turnover on the card* for the last 12 months before payment of annual fee.

25% discount

50% discount

100% discount

550,000 kr.

1,100,000 kr.

1,700,000 kr.

*com­mon turnover on primary and secondary cards