Prime D

Prime D is suitable for customers able to tolerate fluctuations in returns on their private pension savings. The plan is designed for individuals at the start of their career and therefore focused on long-term investment or those interested in an increased ratio of shares. Prime D is also one of the options in our Life Plan private pension plan and is intended for people between the ages of 16 and 44. The plan has a higher level of investment risk which means that the potential for growth is conceivably higher.

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Nominal return

Time Investments

Fluctuation in returns

af 7

Scale of risk and fluctuations in returns

Main benefits

  • Active investment and asset distribution in bonds and shares

  • Experts monitor market opportunities

  • Tax efficient

Type

Portfolio

Inception
2010
Currency
ISK
Holdings
  • 53.2% Domestic bonds
  • 1.2% Foreign bonds
  • 16.1% Domestic equities
  • 24.5% Foreign equities
  • 5.1% Deposits

Last changed: 01.09.2019

Objective

The objective of Prime D is to effectively distribute risk and achieve stable returns through investments in the deposits of financial undertakings, indexed and non-indexed bonds, and shares as well as foreign securities.

What does the fund invest in?

The fund invests in government backed bonds, bank bonds as well as municipalities and bank deposits and shares. The fund invests anything up to 40% in shares. The price indexation ratio of the bond fund is 20-90% and the recommended investment period is five years or longer.

Fact sheet

Price history


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Documents and data


Fact sheet
PDF
Returns and holdings
PDF
Investment policy
PDF

Rules of Framtíðarauður
PDF
Tariff of Charges for Investment Services
PDF

Disclaimers


General disclaimer regarding Private Pension Plans

Investments in financial instruments always entail financial risks, such as the risk of little or no return or total loss of capital. Past performance is neither an indication nor a guarantee of future returns. Risk increases if the investment is financed by credit and returns can increase or decrease due to exchange rate volatility if assets are in foreign currency. Taxation of Private Pension is assessed on an individual basis in accordance with current legislation and is subject to change.

Framtíðarauður is a Private Pension Fund in accordance with Act No. 129/1997 on Mandatory Pension Insurance and on the Activities of Pension Funds. Íslandsbanki is the custodian of Framtíðarauður. Investors are advised to familiarise themselves with the rules of Framtíðarauður and the different strategies of each investment plan.

Information on this site is intended for information purposes only and should not be considered as an offer or advice on the purchase, sale or other allocation of certain financial instruments. Íslandsbanki is not responsible for investment decisions made based on information on this site. The source of this information is considered reliable, but the accuracy or validity of the information cannot be guaranteed. The bank reserves the right to make changes to this information at any given time.

Exchange rate developments and returns

The annual administration fee is included in the daily calculation of each investment plan’s exchange rate. Return for 12-month periods or longer is calculated on an annual basis. Shorter periods are not calculated on an annual basis but show price change instead. Return is based on the latest price listed and portrayed in the base currency of each investment plan.