Framtíðarauður is Íslandsbanki‘s private pension plan. A private pension plan is a essential factor in shaping your retirement and one of the most-cost effective ways to save.
Investing in the future has never been easier. We offer a range of options designed to make planning for your retirement less stressful. Secure the future you deserve.
The following is an overview of the nominal interest on of all our investment options. We must remind you that past success does not ensure success in the future.
If you contribute 2 - 4% of your monthly income to your private pension plan and your employer will add a 2% contribution . A private pension plan s on of the easiest ways to secure a better future.
Íslandsbanki is the custodian of private pensions and other pension related payment plans owned by our customers. Íslandsbanki works in accordance with the Act on Mandatory Insurance of Pension Rights and on Activities of Pension Funds, No. 129/1997.
Information for employers (in Icelandic)
You can also notify us of a new employer
Do you want to see how much equity you could have at retirement? Calculate your pension now.
You can make a withdrawal of your private pension savings for yor own use to meet difficult situations. Individuals can make a withdrawal of their private pension savings over a 15 month period due to COVID-19. More about withdrawal of private pension due to COVID-19
Private pension savings can be used towards paying down your current mortgage or as a down payment for a new home.
We can make retirement less stressful by providing the expertise you need to manage your retirement savings. Let us help you plan a secure retirement.
Do you have questions? Contact us
General disclaimer regarding Private Pension Plans
Investments in financial instruments always entail financial risks, such as the risk of little or no return or total loss of capital. Past performance is neither an indication nor a guarantee of future returns. Risk increases if the investment is financed by credit and returns can increase or decrease due to exchange rate volatility if assets are in foreign currency. Taxation of Private Pension is assessed on an individual basis in accordance with current legislation and is subject to change.
Framtíðarauður is a Private Pension Fund in accordance with Act No. 129/1997 on Mandatory Pension Insurance and on the Activities of Pension Funds. Íslandsbanki is the custodian of Framtíðarauður. Investors are advised to familiarise themselves with the rules of Framtíðarauður and the different strategies of each investment plan.
Information on this site is intended for information purposes only and should not be considered as an offer or advice on the purchase, sale or other allocation of certain financial instruments. Íslandsbanki is not responsible for investment decisions made based on information on this site. The source of this information is considered reliable, but the accuracy or validity of the information cannot be guaranteed. The bank reserves the right to make changes to this information at any given time.
Exchange rate developments and returns
The annual administration fee is included in the daily calculation of each investment plan’s exchange rate. Return for 12-month periods or longer is calculated on an annual basis. Shorter periods are not calculated on an annual basis but show price change instead. Return is based on the latest price listed and portrayed in the base currency of each investment plan.
