Foreign Securities

The Foreign Securities option is suitable for individuals at the start of their career or those with a long career ahead of them. The plan is designed for active investors able to tolerate fluctuations in returns on their private pension savings and those who only wish to invest in foreign currency. The fund distributes its investments between bonds and shares.

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Nominal return

Time Investments

Fluctuation in returns

af 7

Scale of risk and fluctuations in returns

Main benefits

  • Active investment and asset distribution between bonds and shares

  • Experts monitor market opportunities

  • Tax efficient

Type

Portfolio

Inception
2010
Currency
ISK
Holdings
  • 64.8% Foreign equities
  • 26.1% Foreign bonds
  • 9.2% Deposits

Last changed: 01.09.2019

Objective

The objective of the fund is active investment and asset distribution between bonds and shares. Effective risk distribution is achieved via asset distribution between bonds and shares in foreign currency and active investment is achieved by utilising opportunities in the bond and share markets.

What does the fund invest in?

Extensive fluctuations can be expected and can be traced to shifts in the share and bond markets as well as currency fluctuations. The plan consists of foreign shares (60-80%) and foreign bonds (40%) which are mostly government bonds. Share fluctuations are historically greater than bond fluctuations. An investment period of 5 years or more is recommended.

Fact sheet

Price history


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Documents and data


Fact sheet
PDF
Returns and holdings
PDF
Investment policy
PDF

Rules of Framtíðarauður
PDF
Tariff of Charges for Investment Services
PDF

Disclaimers


General disclaimer regarding Private Pension Plans

Investments in financial instruments always entail financial risks, such as the risk of little or no return or total loss of capital. Past performance is neither an indication nor a guarantee of future returns. Risk increases if the investment is financed by credit and returns can increase or decrease due to exchange rate volatility if assets are in foreign currency. Taxation of Private Pension is assessed on an individual basis in accordance with current legislation and is subject to change.

Framtíðarauður is a Private Pension Fund in accordance with Act No. 129/1997 on Mandatory Pension Insurance and on the Activities of Pension Funds. Íslandsbanki is the custodian of Framtíðarauður. Investors are advised to familiarise themselves with the rules of Framtíðarauður and the different strategies of each investment plan.

Information on this site is intended for information purposes only and should not be considered as an offer or advice on the purchase, sale or other allocation of certain financial instruments. Íslandsbanki is not responsible for investment decisions made based on information on this site. The source of this information is considered reliable, but the accuracy or validity of the information cannot be guaranteed. The bank reserves the right to make changes to this information at any given time.

Exchange rate developments and returns

The annual administration fee is included in the daily calculation of each investment plan’s exchange rate. Return for 12-month periods or longer is calculated on an annual basis. Shorter periods are not calculated on an annual basis but show price change instead. Return is based on the latest price listed and portrayed in the base currency of each investment plan.