Standard Credit Card

The affordable credit card with all the right perks

Main Benefits

FríðaCustomized cashback offers
Emergency ServicesAvailable 24/7
Prepaid OptionPrepaid option available
ATM Withdrawal Limit50,000 ISK per day
Annual Fee2,400 ISK
Annual Fee for Secondary Card1,450 ISK

Dis­count of an­nual fee


The discount terms are based on credit card spending the preceding 12 months before the annual fee is paid.

25% discount

50% discount

100% discount

ISK 625,000

ISK 1,250,000

ISK 1,900,000

*Common spending on primary and secondary cards.

Secondary card

With a secondary card, you pay lower annual fee while still enjoying the same benefits.

Primary and secondary cardholders can combine their card spending to qualify for the annual discount. Managing both cards is easier because only the primary cardholder receives the bill.

Apply for a secondary card (in Icelandic)

Prepaid secondary card

Secondary card

FAQs