About the loan

  • We can lend anything up to 70% of the estimated construction costs.

  • A initial credit assessment is completed to assess the finance (loan amount) needed during the construction period and the total finance requirement (loan amount) for the fully constructed home.

  • A construction and cost estimate must be prepared by a professional and submitted to the Bank before moving forward.

  • The loan is initially in the form of an overdraft and is paid out in construction phases.

  • The loan can be converted to a conventional loan once the home has reached the wind and weather-proof stage (fokhelt) as long as construction continues.

Credit check

How much can I borrow?

Your credit score shows how much you can borrow and how capable you are of paying off your loan. You can now complete a credit check within a few minutes.

Book an appointment with one of our mortgage advisors


Book an appointment with one of our mortgage advisors to find out what type of mortgage will suit your circumstances.

Book an appointment

You can book a telephone call with one of our advisors or an appointment at a branch

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