Jón Gudni has served as Chief Financial Officer of the Bank since 2011. He will continue as such until year end 2023. Jón Gudni was Head of Treasury at the Bank from 2008 -2011. He has had various other roles within the Bank and its predecessors, including advising customers on hedging strategies and leading arrangements and participations in syndicated loans. He also worked as an ALM consultant at SunGard in Boston.

Jón Gudni holds a B.Sc. degree in Industrial Engineering and an M.Sc. degree in Quantitative and Computational Finance (QCF) from Georgia Institute of Technology in Atlanta. Jón Gudni has an AMP from Harvard Business School. Jón Gudni is a Chartered Financial Analyst (CFA) and a security broker licensed by the Icelandic Ministry of Finance and Economic Affairs.

Jón Gudni has been with Íslandsbanki and its predecessors since 2000.

Ellert has extensive experience in the financial markets and has been with Íslandsbanki since 2010, most recently as Executive Director of the Bank’s Corporate Finance. Prior to that he served as Executive Director of Íslandsbanki’s Securities Brokerage and a director within the Bank’s Corporate Finance team, where he led many of the largest advisory roles which the Bank engaged in, including mergers and integration of companies as well as various kinds of financing transactions.

Ellert holds a B.Sc degree in Electrical Engineering and M.Sc degree in Financial Engineering from the University of Iceland and is a licensed securities broker. 

He will assume the role of CFO in January 2024.

Ellert has been with Íslandsbanki since 2010.

Barbara Inga previously served as Global Head of Regulatory Change at Deutsche Bank, where she was responsible for managing regulatory changes where the focus was on analysing the opportunities the changes would have on the bank's operations. Barbara has also worked for Wells Fargo and both the UK Financial Conduct Authority as well as the Financial Supervisory Authority in Iceland. Barbara has i.a. worked on transformation management within Íslandsbanki.

Barbara has a Bachelor’s degree and a M.L. degree in Law from the University of Iceland and an LL.M in International Financial Law from King’s College London.

Guðmundur joined Íslandsbanki in 2011 as Executive Director of Risk Monitoring where he oversaw the implementation of the Bank´s Operational Risk Management Framework and monitoring of the execution of credit processes. 

From 2017 until he was appointed CRO, Guðmundur served as Executive Director of Lending in the Bank´s Personal Banking Division.

Guðmundur has a wide range of professional experience and has for example served as Assistant Professor of Mathematics Education and Dean of Undergraduate Studies at the Iceland University of Education.

Guðmundur holds a Ph.D. degree in Mathematics Education from Indiana University and a B.A. in Philosophy and Science from the University of Iceland.

Guðmundur has been with Íslandsbanki since 2011.

Kristín Hrönn has over 20 years‘ experience as a manager in financial markets. Kristín Hrönn led the Sales and Services team within CIB from 2013 to 2019 when she assumed the role of Executive Director of Finance, Operations and Strategic planning within CIB. She has further served as a member of the Bank´s Credit Committees, Asset and Liability Committee and Investment Council. Kristín Hrönn has wide-ranging experience in Leveraged and Structured Finance and Private Equity both locally and in the London market.

Kristin Hrönn holds a Bachelor‘s degree in Economics from the University of Iceland, has completed an AMP Management Programme from IESE Business School in Barcelona and is a Securities Broker licensed by the Icelandic Ministry of Finance and Economic Affairs.

Kristin Hrönn has been with Íslandsbanki since 2008.

Riaan has been in various Chief Information Officer roles in South Africa, most notably Standard Bank and Liberty Life, before he relocated to Iceland in 2016.  He then joined Meniga within the Engineering space after which he joined Arion as the Head of Development.

Riaan holds a Masters degree in Information Technology from the University of Pretoria, South Africa in addition to Bachelor degrees in Actuarial Science and Economics. He has also completed the Advanced Management Programme from IESE, Barcelona.

Riaan has been with Íslandsbanki since 2019.

Sigrídur Hrefna worked as Managing Director of retail for Olíuverzlun Íslands hf. from September 2014. Before, she was an Executive Director of Investment Banking for Arion Bank, Managing Director of the resolution committee of Sparisjóðabanki Íslands, the Managing Director at Atlas Ejendomme A/S and an attorney of law at LEX Law Offices. Sigrídur Hrefna has also served on the boards of various companies, both in Iceland and abroad.

Sigrídur Hrefna holds a Cand.Jur. degree from the University of Iceland, is a district court attorney and holds an MBA degree from Copenhagen Business School.

Sigrídur Hrefna has been with Íslandsbanki since 2017.

Una joined Íslandsbanki in 1991 and has a broad background from varied divisions within the Bank. Una was Managing Director of Retail Banking from October 2008 until May 2017, Managing Director of the Bank’s branch network from 2007 - 2008, and Keflavík Branch Manager from 1999. Prior to that she held various positions in the Bank’s International Banking division, loan supervision and service management. 

Una holds a Cand. Oecon. degree in Business Administration from the University of Iceland and has completed an AMP management programme from IESE, Barcelona.

Una has been with with Íslandsbanki and its predecessors since 1991.