Helpful Tips for a Smooth Vacation

Summer is the time to relax, unwind and create lasting memories. If you’re planning to travel this summer, a little preparation can go a long way in ensuring your trip runs smoothly.


  1. Start by checking that your passport is still valid and take a moment to review the benefits and insurance that come with your card. Most credit cards include cancellation cover, which can be invaluable if plans change unexpectedly. You may also have access to additional cover, such as car rental insurance and international emergency assistance. You can find details of your card’s insurance on our card pages. Customers enrolled in our loyalty programme also benefit from preferential insurance rates with VÍS and it’s always better to be safe than sorry.
  2. Before confirming any bookings for flights, accommodation or car hire, it’s worth checking your Icelandair Saga Points balance. Using points can help reduce your travel costs or stretch your holiday budget a little further.
  3.  When travelling, security matters. If you misplace your card, you can easily freeze it in the Íslandsbanki app and if it turns up later in that “other bag”, you can just as easily reactivate it. It’s also wise to make a habit of only approving logins or payments you recognise, even if something appears urgent. And if anything does go wrong, whether it‘s fraud or an issue with your card, our emergency service team is available 24/7 on +354 440 4000 to help you get things back on track.
  4.  f you need to withdraw money abroad, it is generally more cost‑effective to use your debit card at an ATM rather than a credit card. And when paying by card overseas, it is usually cheaper to pay in the local currency rather than in Icelandic króna even if the latter may seem more convenient at the time.
  5.  Finally, don’t forget to take Fríða with you on your travels. Fríða is Íslandsbanki’s benefits platform, offering a wide range of deals on experiences, products and services. Whether it’s cinema tickets at half price on a rainy day, discounted treats in Copenhagen, white-water rafting or a refreshing dip in the local pool, there’s something for everyone. After all, it’s often the little extras that make a holiday truly memorable, especially when they cost a little less. You’ll find Fríða in the app.