Thinking about switching to a fixed rate mortgage?

Stabilise your payments and stay on-budget. You can fix the interest rate on non-indexed mortgages for 3 or 5 years by changing the Terms and Conditions of your loan. The cost of switching to a fixed rate is listed in the Bank's price list.

  • Choosing the right type of mortgage can be challenging because circumstances can change. Fixed interest rates on non-indexed loans are generally higher than variable non-indexed interest rates, but a fixed rate means regular, predictable payments for 3 to 5 years.
  • The interest rate becomes variable once the fixed period ends but you can always fix it again.
  • Payments towards a variable rate mortgage vary according to the interest rate each time.

You can request a fixed interest rate by filling out the form below. We will subsequently contact you so that you can sign the documents.