Bank loans

Whether you're looking to purchase property, refinance, buy a holiday home or commercial property, renovate, finish your studies, or need a loan for other reasons, we offer a wide range of loans to suit your needs. If the loan amount is under ISK 2,450,000, see personal loan.

Our loans are non-indexed, with base rates set out in our interest table, plus a margin based on your creditworthiness and collateral. The loans may have equal payments or equal instalments, with no extra payment charges or an early settlement fee.

 Before you apply, we need to assess your credit rating. Select Other Loans as your reason, and our loan services team will contact you soon. You can also book an appointment with a personal advisor or contact us directly, and we will review your financial situation in person.