

Atli Bjornsson started his career with Islandsbanki in 2002. Atli has 2 years equity research experience covering the seafood industry and 4 years experience in investment banking where he mainly covered the consumer sector. Prior to joining the seafood team Atli was director at the bank's CEO office. Atli is a graduate of Reykjavik University with a B.Sc degree in Finance.

Rúnar Jónsson joined Íslandsbanki in 1999. Rúnar was a Director in FX sales - Capital Markets, servicing the seafood industry and institutional investors. Late 2008 Rúnar became Business Manager with the seafood team in Corporate & Investment Banking. He is a graduate of University of Iceland with a cand.oecon degree in Finance.

Ragnar Guðjónsson joined Íslandsbanki in 2000. Ragnar has been involved with the seafood industry in Iceland from a banking perspective for over 30 years. His focus has mainly been on corporate credit and lending.

Hrefna Bachmann has been with Islandsbanki since 2007. Prior to joining Corporate Banking, Hrefna served as a Director of Global Marketing. Hrefna has an MBA degree from Western International University, Arizona, USA

Ingolfur Bender joined Islandsbanki in 2000 as the bank's chief economist. In 2003 he became excecutive director of the research department. Ingolfur is a graduate of University of Iceland with a M.Sc degree in Economics.

Stefan Eiriks Stefansson has been with Islandsbanki since 2004. Stefan has, during his time with the bank, worked with the FX Sales team with a focus on the seafood industry since 2005 and as an executive director of FX Sales since late 2008. Stefan gratuated from the University of Iceland with a B.Sc. in Engineering.

Karen Bjarney has been with Íslandsbanki since 2008. Prior to joining Corporate Banking, she worked as an analyst with the Accounting department of Íslandsbanki and as a researcher on seafood with the Institute of Economic Studies, University of Iceland. Karen has an M.Sc. in Economics and Finance from London School of Economics, UK.